Expected vs. Actual: planning for WC settlement

The lawyers have finally agreed that it’s time to put this turkey of a Worker’s Comp case to bed.

My lawyer said that, for one thing, I get a mathematically-determined
“apportionment” for being 30% disabled (yes, the Governator thinks I can do 70% of the work I was trained for — writing and patient care — with no freakin’ hands!) The amount would buy a midrange car, but not insurance or gas.

In addition to that, I can either continue fighting with them for every scrap of care my doctors are willing to go to bat for, or hold them up for cash on the barrelhead in return for letting them off the hook in future.

My lawyer figured they might be persuaded to give me the equivalent of another midrange car. This adds up to roughly the cost of a moderately tricked-out Tesla Roadster.

That’s not chump change, but put this in the tailpipe and smoke it …
I suggested plotting out future expenses and seeing how close that amount (the Tesla) would come to meeting the need. So I did.

Turns out that, after writing the check for the Roadster, they’d still
have to move the decimal one place to the right. And that’s for basic lifetime care — nothing fancy, no further disasters or complications. Just regular doctor visits, generic meds, some minor surgery (although
with CRPS there’s really no such thing), and acupuncture at about the same rate they’ve allowed so far. Over a million dollars.

Think they’ll move that decimal point?

Share this article: